The EstimateDelta Blog

Stop Leaving Money on the Table

Practical guides on Xactimate supplements, building codes, and insurance claims — written by contractors, for contractors.

Roofing

Don't Eat the Red Tape: How to Supplement for Permit Fees

Building permits are a hard cost required by law. Learn why carriers owe for them and how to ensure you are fully reimbursed.

CJ
Chris Jackson·
Roofing

Stop Giving Away Ridge Caps: How to Supplement RFG 240

Ridge caps are not included in field shingle waste. Learn how to identify missing ridge caps and force carriers to pay for this required material.

CJ
Chris Jackson·
Water Mitigation

Stop Moving Furniture for Free: How to Bill for Content Manipulation (WTR CONTENT)

If you have to move a heavy oak dresser to extract water and place air movers, you need to be paid for it. Here is how to supplement for content manipulation and pack-outs.

CJ
Chris Jackson·
Roofing

Why You're Losing Money on Dumpsters (And How to Supplement for Debris Removal)

Tear-off codes don't cover the real cost of roll-off dumpsters and tonnage fees. Learn how to accurately supplement for debris removal.

CJ
Chris Jackson·
Roofing

The Hidden Labor Cost: Supplementing for Detach and Reset Gutters

You can't install drip edge properly with gutters in the way. Learn why 'Detach and Reset Gutters' is a mandatory line item on most roof replacements.

CJ
Chris Jackson·
Water Mitigation

How to Supplement for After-Hours and Emergency Service Calls (WTR AFTERHOURS)

When a pipe bursts at 2 AM on a Sunday, you deserve emergency rates. Learn how to properly bill and defend WTR AFTERHOURS on your mitigation supplements.

CJ
Chris Jackson·
Roofing

Don't Leave Money on the Roof: Mastering Steep Slope Charges in Xactimate

Working on a steep roof is dangerous and slow. Learn how to accurately measure pitch and ensure you are getting paid for the increased labor costs.

CJ
Chris Jackson·
Roofing

Why Carriers Owe for Starter Course Shingles (and How to Get Paid)

Don't let carriers bury starter shingles in the waste factor. Learn how to use manufacturer specs to get starter strips approved on every claim.

CJ
Chris Jackson·
Roofing

Why Drip Edge is Never Optional: Using the IRC to Win Supplements

Carriers often claim drip edge isn't needed if it wasn't there before. The IRC says otherwise. Here is how to supplement for drip edge every time.

CJ
Chris Jackson·
Water Mitigation

Why You Should Always Bill for Moisture Mapping and Daily Monitoring (WTR MOISTMAP)

Daily monitoring isn't overhead—it's a billable line item. Learn how to properly document and supplement for WTR MOISTMAP on every water mitigation claim.

CJ
Chris Jackson·
Roofing

The Ultimate Guide to Supplementing Ice and Water Shield

Ice and water shield is code-required in most states but routinely underpaid by carriers. Here is how to supplement for full coverage.

CJ
Chris Jackson·
Water Mitigation

Stop Guessing: How to Use IICRC S500 Air Mover Formulas to Get Your Equipment Paid

Adjusters frequently slash air mover counts on mitigation invoices, claiming you over-equipped the job. Learn how to use the exact IICRC S500 formulas to justify every fan you placed.

CJ
Chris Jackson·
Roofing

How to Fight Overhead and Profit (O&P) Denials Like a Pro

Carriers deny O&P on almost every initial estimate. Learn the exact arguments, case law, and strategies to get your 10% and 10% approved.

CJ
Chris Jackson·
Water Mitigation

Category 3 Water Damage: How to Stop Adjusters from Downgrading to Category 1

Carriers love to downgrade Category 3 black water claims to Category 1 to avoid paying for extraction, antimicrobial, and tear-out. Here is how to use the IICRC S500 to fight back and win.

CJ
Chris Jackson·
Roofing

The Top 10 Most Missed Xactimate Line Items in Roofing Claims

Stop leaving money on the table. Discover the 10 most commonly missed Xactimate line items in roofing insurance claims and how to get them approved.

CJ
Chris Jackson·

Ready to stop reading and start recovering?

Upload the carrier's estimate and EstimateDelta will find every missing line item in under 2 minutes.

Analyze My Estimate — $149