Find the Delta in Your
Insurance Estimate
Upload the carrier's Xactimate estimate. EstimateDelta finds missed line items, code upgrades, and underpayments — then builds a ready-to-send supplement pack.
No Xactimate license required. Results in under 2 minutes.
Stop letting carriers dictate your margins.
The average carrier Xactimate estimate is missing 6–12 line items that are either code-required or industry-standard. That's thousands of dollars left on the table on every job.
How EstimateDelta Works
Three steps from carrier estimate to supplement-ready pack.
Upload the carrier estimate
Upload the carrier's Xactimate PDF along with your claim details. No Xactimate license required.
We find the delta
Our AI engine cross-references every line item against IRC building codes, state adoptions, and manufacturer requirements to find what's missing or underpaid.
Download your supplement pack
Receive a Gap Report, professional Supplement Letter with code citations, Photo Checklist, and a ready-to-send ZIP pack.
Everything in your supplement pack
Gap Detection
Identifies missing and underpriced line items against your state's building codes.
Code Citations
Every finding cites the exact IRC section, state amendment, or manufacturer requirement.
Dollar Totals
Calculates your total estimated recoverable amount across all gap items.
Supplement Letter
Professional, carrier-ready letter drafted and formatted for immediate submission.
Photo Checklist
Tells you exactly which photos to take to support each supplement item.
Full ZIP Pack
Everything in one download: gap report, letter, checklist, and supporting docs.
What contractors are saying
“We found $4,200 in missed items on a standard hail claim in Texas — drip edge, starter strip, O&P, and permit fees. The supplement letter was ready to send in 10 minutes.”
“We run 15-20 claims a month. EstimateDelta cut our supplement writing time in half and the code citations have held up against every carrier pushback we've seen.”
“I use it before I even meet with the carrier. Having the code citations pre-built means I walk in with documentation, not just opinions.”
Don't leave your profit in the carrier's pocket.
One report pays for itself many times over. Start with a single estimate for $149, or go unlimited for $599/month.