About EstimateDelta — AI Insurance Supplement Tool for Restoration Contractors

EstimateDelta was built for roofing and restoration contractors who are tired of leaving money on the table because carrier estimates routinely skip code-required line items.

Every day, contractors across the country receive Xactimate estimates from carriers that are missing drip edge, starter strip, ice and water shield, O&P, permit fees, and dozens of other items that are either mandated by the IRC, required by state building codes, or specified by shingle manufacturers. Individually these items seem small. Across a claim, they add up to thousands of dollars.

The problem is not that contractors do not know these items exist. The problem is that writing a complete, citation-backed supplement letter takes hours, requires deep knowledge of state-specific code adoptions, and is a skill that takes years to develop. Most contractors either skip it, hire a supplement writer at $300–$800 per claim, or submit a weak letter that gets denied.

What EstimateDelta Does

EstimateDelta is an AI-powered supplement documentation engine. You upload the carrier's Xactimate PDF. We parse every line item, cross-reference it against our knowledge base of IRC building codes, state-specific adoptions, and manufacturer installation requirements, and identify everything that is missing or underpaid.

Then we generate a professional supplement letter with exact code citations, a photo checklist, and a complete submission-ready ZIP pack — in under two minutes.

What EstimateDelta Is Not

EstimateDelta is a documentation tool, not a guarantee. We give you the strongest possible supplement documentation. Carrier approval depends on adjusters, supervisors, and the specifics of each claim. We do not provide legal advice, and our analysis is based on the text of the carrier estimate — not a physical inspection.

Roadmap

EstimateDelta launches with roofing insurance claims. Water mitigation, fire damage, and general restoration supplement support are in active development. If you run a multi-trade restoration company, the subscription plan is built for you.